Contact | Railroad Employees Credit Union

RT# 307084004 | 300 N 6th St Belen, NM 87002 | (505) 864-4740

It's Monday 11:44 AM — We are currently OPEN

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"Keeping Our Railroad Family On Track"

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Contact Info

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Railroad Employees Credit Union, is here to serve you. Even if you're on the tracks, there's always a way to contact us.

(505) 864-4740

Mon-Fri 9:00am-5:00pm
300 N 6th Street Belen, NM 87002

Physical and Mailing Address
info@recu.org

Mon-Fri 9:00am-5:00pm
Toll Free: (844) 655-0376

Mon-Fri 9:00am-5:00pm
Fax: (505) 864-6904

or Email: info@recu.org
Lost or Stolen Debit Card: 1-888-241-2510

24/7 Access

Business Hours
Holiday Hours

Monday – Friday	9:00 AM — 5:00 PM
Saturday – Sunday	Closed

Closed Holidays
Monday	1-Jan	New Year’s Day
Tuesday	9-Jan	Close at Noon (Training)
Monday	15-Jan	Martin Luther King Jr. Day
Monday	19-Feb	President’s Day
Friday	29-Mar	Good Friday
Monday	27-May	Memorial Day
Wednesday	19-Jun	Juneteenth
Thursday	4-July	Independence Day
Monday	2-Sep	Labor Day
Monday	14-Oct	Indigenous Peoples Day
Monday	11-Nov	Veterans Day
Thursday	28-Nov	Thanksgiving
Friday	29-Nov	Day after Thanksgiving
Tuesday	25-Dec	Close at Noon Christmas Eve
Wednesday	25-Dec	Christmas
Tuesday	31-Dec	Close at 1:00 New Years Eve
Wednesday	1-Jan	New Years Day

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Wires (Incoming & Outgoing)

"Keeping Our Railroad Family On Track" Since 1955

Why RECU

High Dividend Rates
Dividend Checking
Low Loan Rates
Exclusive to BNSF Employees and their immediate family members
Personal Service where everyone knows your name
Staff has over 100 years combined financial experience

The RECU Difference

Credit unions are not-for-profit which means all income is returned to members in higher dividends, lower loan rates, expanded products and services for low or no cost, and used for capital reserves.
Credit unions are member-owned and not owned by large and often out of state stockholders. Each primary member receives just one vote no matter the amount of their deposits.
Credit unions are tax-exempt which allows them to typically have better rates.
Credit unions are cooperatives and work together across the country to encourage responsible savings and borrowing.
Credit unions serve specific employer groups or communities. Loans are only given to qualified members.
Credit unions cannot be sold. Members must vote to combine credit unions.
Credit union boards are unpaid volunteer members elected by the membership.

About Us

RECU is a not-for-profit financial organization that serves BNSF employees and their families.

RECU is a member-owned financial cooperative organization operated by the volunteer members formed into governing bodies. A Board of Directors governs the overall operations of the Credit Union and the Supervisory Committee examines those operations. Our earnings go back to the member in the form of affordable loans, competitive rates on accounts and other valuable services.

RECU is a State-chartered credit union, organized under strict regulatory laws that are monitored and enforced by the National Credit Union Administration, an agency of the U.S. Government. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. You may visit the NCUA site for more information at NCUA.gov.

RECU is a proud member of the Belen Chamber of Commerce and Winslow Chamber of Commerce. We are active in our communities and give back via charities and other organizations. We are here to take care of our members.

Past Annual Meetings

To review click on the desired year below:

Annual Meeting 2020

Annual Meeting 2021

Annual Meeting 2022

MISSION STATEMENT

“Railroad Employees Credit Union provides the highest quality service to BNSF employees and their families; low loan rates, high dividend rates and earning their trust and confidence by operating in an ethical and financially sound manner trust and confidence by operating in an ethical and financially sound manner.”